How is UPside better?
Safer and more convenient than cash
- Safety of Visa’s Zero Liability Policy. Funds are also FDIC-insured
- No need to go to an ATM to withdraw cash for allowances
- Parents have access to details of payment transactions and can track spending
Not a credit card
- Your teen will not go into debt
- It’s a great short-term saving tool
A better alternative
- Forget about hefty transfer fees charged by most banks
- No minimum balance required
- Funds transferred are made available instantly
Better than most prepaid cards
- Convenience of an online service designed for the family
- One of the lowest fee plans available
- A prepaid card with a built-in reward program!
If you are thinking about getting a prepaid card or bank account for your teen,
there are a lot of factors to take into consideration – ease of use, value-added services, and cost, among others.
So how does UPside stack up?
Unlike most retail banks, UPside requires no minimum balance in the card account
we won’t charge you a penny if your balance is zero. And with our free or low cost value loads
you no longer need to worry about the usually hefty transfer fees required to transfer funds to another bank account.
Plus, value loads initiated from your credit card appear instantly…few banks can say that
Are there other prepaid cards out there? Sure. But UPside gives you flexibility in plans, tailor-made online accounts
for you and your teen, and extras like the UPside Reward Program, Cash-back points – all for a lower cost than other prepaid cards.
And unlike those cards you see in your local drugstore or superstore, there’s no need to return to that store to reload your card…
just go online or pick up a phone – it’s that easy
As the UPside Visa prepaid card is not a credit card, there’s no APR
. Unlike any credit card out there, we don’t want to see your teen in debt.
In fact, we are working hard to find new ways to guarantee that your teen remains as far away from debt as possible with programs
such as Spend Responsibly
, where you and your teen are provided with educational tools to help learn about budgets and finance.