How is UPside Better?
Benefits to you
as a parent
What is UPside?
UPside Visa is a reloadable prepaid Visa card designed for the 13-25 age group and their parents. The card remains under the supervision of parents.
For high school students,
it’s a great alternative to cash allowances that are unsafe, offer no spending control and often require trips to the ATM. It’s also a great educational tool to learn about financial literacy.
For college students,
it’s a convenient way to manage their money, track spending in real-time and stay away from credit cards. College students can receive occasional funds from their parents, receive a pay check directly onto the card and even write checks online (For cardholders 18 or over)
The UPside Visa Prepaid Card is not a credit card:
your child can only spend the money that has been loaded beforehand into the UPside card account. There is no credit card bill to pay at the end of the month, no late fees, no risk of going into debt.
If your child loses the card, funds loaded on the UPside card account are not lost.
As long as you notify us promptly of a loss or theft, this money is 100% safe.
How does it work?
Parents register for a card online, in just a few minutes.
(There is no credit check. Applying for the card will not affect your credit as a parent). As a parent or guardian, you are the legal owner of the card account and signatory of the card contract with the bank. Your child is the designated cardholder.
We ship a reloadable Visa prepaid card
to your home address, in the name of your teen, which you or your teen can activate over the phone.
Parents create their online card account,
where they can:
load funds from their checking account or their credit card
review details of where and when the money was spent
create an allowance schedule
Parents can monitor multiple cards for each of their children under the same online account
The child creates his/her own online access,
entirely separate from the parent’s, to monitor his/her own spending, check the remaining card balance, and much more, from any computer or even from his/her cell phone.
How to load money onto the card:
From the parent’s checking or savings account
through direct debit,
it’s entirely free!
From the parent’s credit or debit card,
funds are instantly available. Perfect for emergencies ($2.50 convenience fee is added).
They can set up weekly or monthly payments for automatic allowances (from either their checking or their credit card)
The child can also receive a direct deposit from an employer
if he/she has an after school or a summer job (it works as if he/she had a checking account).
Benefits for your child
The card is safer than cash.
If the card is lost, the funds loaded are not.
Your child will demonstrate financial responsibility
A real-time tracking of all account activity.
Unlike with most banks, all transactions are posted in real time, offering an up-to-the-minute overview of
on the account.
Even checks are reported in real time as they are issued online ( Cardholders 18 or older).
Flexibility and Independence:
To make online purchases without having to borrow a credit card or use cash in stores.
Ability to suspend the card from their cell phones if it’s been misplaced or lost.
They can also set up instant access to the card balance from their cell phone and setting up alerts when the card balance of available cash gets too low.
Earn cash back with the Cash-back points Reward Program
from point-for-dollar loads (Edge only), sponsoring friends and purchases on the UPside Mall.*
*This optional offer is not a MetaBank product or service nor does MetaBank endorse this offer.
A child in college?
The all-in-one banking service to keep your child away from debt and credit cards.
Free Direct Deposit service:
your child can get his/her
on-campus job paycheck deposited right onto the card
UPside will also provide an
online check writing service
to all cardholders who are 18 or older. Perfect if your child needs to pay a rent or a car loan.
A 360 and real-time tracking of all activity on their account.
All Visa purchases are posted in real time. Checks issued are also reported in real time. A precious tool when every dollar counts!
Benefits to you as a parent
Convenience of monitoring allowances online.
Teach your child about money and managing a budget.
Control where and when they spend their money with up-to-the-minute online access to all activity on the card.
Receive alerts when the card balance is low.
Peace of mind:
Instant loads for emergencies, especially when your child is away from home.
The money is never lost when the card is lost.
Keep your child out of debt when he/she goes to college
Compare Plans >
Sign-up online >
Terms & Conditions
The UPside Visa Prepaid Card is issued by MetaBank Sioux Falls, SD. pursuant to a license from Visa U.S.A. Inc.
Disclaimer: ©2013 Green Dot Corporation (GDC). MoneyPak is provided by GDC. Green Dot and MoneyPak are registered trademarks of GDC.
Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit
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We will not keep this email address for any other purpose.
Your child is going to College?
Keep your child away from debt with UPside all-in-one financial service.
Get Upside Edge for your Child >
Free Direct Deposit
from your child’s part-time job or friends.
A Virtual check book
to write checks online. Works like a certified check, it will never bounce.
of all account activity including Visa transactions and checks. A unique feature from UPside designed right for college students.
You can also fund the account
from their checking or credit card, with
instant funding for emergencies.
UPside Edge Rewards
UPside Edge cardholders earn cash back on funds loaded to the card
Cardholders earn 1 point/dollar for any funds loaded by their parents, by depositing cash through the GreenDot network or receiving a direct deposit.
Load $2,000 and the cardholder can redeem a
$20 cash back
reward or Amazon.com gift certificate.
Load $2,900 and redeem points for the entire
$29.95 annual fee
Load $4500 and the cardholder can redeem a
$50 cash back
no limit on how much cash back you can earn
. For instance, load $5,800 and redeem $29.95 to your card twice!
Sign-up for UPside Edge >
Points earned never expire.